Overview
Effective date: October 23, 2026. This privacy policy applies to spotloanapplyusa.com, operated by SpotloanApplyUSA ("we," "us"). We are an independent loan-request service. We are not a lender and we are not Spotloan. By using our site or submitting a loan request, you agree to the practices described here.
Information you give us
When you use our loan-request form, you may give us information such as your name, email address, phone number, mailing address, date of birth, Social Security number, income and employment details, bank account details, the loan amount you want, and the reason for your loan.
Our form is operated by a technology partner, and information you submit is sent over an encrypted (TLS) connection. We also collect what you send us when you email us.
Information collected automatically
When you visit our site, we and our service providers may automatically collect information such as your IP address, browser and device type, pages viewed, referring site and the date and time of your visit. We use cookies and similar technologies for this, including:
- Analytics, such as Google Analytics, to understand how visitors use our pages.
- Session and usage tools, such as Microsoft Clarity, if enabled, to see how pages perform.
- Advertising measurement, such as Microsoft Bing UET, if enabled, to measure whether our ads lead to visits or requests.
You can block or delete cookies in your browser settings. Some site features may not work as well without them.
How we use information
- To process your loan request and try to match you with lenders
- To respond to your questions and requests
- To operate, secure and improve our site
- To measure our marketing
- To prevent fraud and meet legal obligations
Your consent
By submitting our form, you agree that we may share your information with lenders and partners as described above, and that they may contact you, including by automated means. See our terms of use for a plain-English explanation of this consent.
Your privacy rights
Depending on where you live, state law may give you the right to:
- Access the personal information we hold about you
- Delete your personal information
- Correct inaccurate information
- Opt out of the sale or sharing of your personal information, including for targeted advertising
To make a request, email [email protected] with "Privacy request" in the subject line. We may need to verify your identity before acting. We will not discriminate against you for using these rights. Information already shared with a lender is also subject to that lender's policy, so you may need to contact the lender too.
Global Privacy Control: We honor Global Privacy Control (GPC) signals sent by your browser as a request to opt out of the sale or sharing of your information. When your browser sends a GPC signal, our site automatically does not load session-recording tools (such as Microsoft Clarity) or advertising measurement tags (such as Microsoft Advertising UET), and any Google Analytics measurement runs with advertising features turned off. If you also submit our loan request form, you can make further opt-out requests by emailing [email protected].
Security and retention
We use reasonable administrative, technical and physical safeguards, including encrypted connections, to protect your information. No method of transmission or storage is completely secure, so we can't guarantee absolute security. We keep personal information only as long as needed for the purposes in this policy, or as required by law, and then delete or de-identify it.
Children, changes and contact
Our site is not meant for anyone under 18, and we do not knowingly collect information from children under 18. If you believe a child has given us information, contact us and we will delete it.
We may update this policy. When we do, we'll change the effective date at the top of this page.
Questions? Email [email protected]. You can also visit our contact page.